Farm Insurance Programs for Small and Specialty Crop Farmers

RMA: Whole Farm Revenue Protection Program: Whole-Farm Revenue Protection (WFRP) provides a risk management safety net for all commodities on the farm under one insurance policy and is available in all counties nationwide. This insurance plan is tailored for any farm with up to $8.5 million in insured revenue, including farms with specialty or organic commodities (both crops and livestock), or those marketing to local, regional, farm-identity preserved, specialty, or direct markets. http://www.rma.usda.gov/policies/wfrp.html

FSA: Noninsured Crop Disaster Assistance Program (NAP) provides financial assistance to non- insurable crop losses due to drought, flood, hurricane or other natural disasters. Landowners, tenants or sharecroppers who share in the risk of producing an eligible crop are eligible. Eligible crops are those where crop insurance is unavailable. Also eligible for NAP coverage are controlled-environment crops (mushroom and floriculture), specialty crops (honey and maple sap) and value loss crops (aquaculture, Christmas trees, ginseng, ornamental nursery and turf-grass sod). The 2014 Farm Bill allows producers to purchase higher levels of coverage beyond the catastrophic coverage level for an additional premium. New, limited resource and targeted underserved farmers are eligible for free catastrophic coverage and higher levels of coverage for a significantly discounted premium. For more information, visit www.fsa.usda.gov/nap

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